Sometimes a rate hike comes bundled with a new feature you never wanted, making it look like an upgrade instead of a plain price …
Rachel Kim
Rachel Kim
Rachel tracks the ever-growing list of streaming services, app subscriptions, and digital memberships that quietly renew every month. She writes step-by-step guides for auditing what's actually being used versus paid for, and how to trim the list without losing what matters.
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Price Increases and Your Rights
How to Tell a Legitimate Price-Increase Notice From a Phishing Email
by Rachel Kimby Rachel KimScammers know that a fake ‘your rate is going up’ email gets opened and clicked in a panic. Here’s how …
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Retention Offers Explained
How to Ask for a Supervisor Without Sounding Confrontational
by Rachel Kimby Rachel KimSometimes the first rep simply can’t approve the discount or credit you’re asking for. Here’s how to move up the …
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Price Increases and Your Rights
How to Tell If a New ‘Convenience’ or ‘Service’ Fee Is Really a Price Increase in Disguise
by Rachel Kimby Rachel KimSome companies keep the sticker price the same and quietly add a separate fee instead. Here’s how to recognize when …
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Subscription Audits
How to Calculate Cost-Per-Use to Decide If a Subscription Still Earns Its Keep
by Rachel Kimby Rachel KimA subscription’s monthly price only tells part of the story. Dividing that price by how often you actually use it …
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Retention Offers Explained
Why New Customers Often Get Better Deals Than Loyal Ones, and How to Use That When You Call
by Rachel Kimby Rachel KimIt’s not your imagination: the price a brand-new customer pays is frequently lower than what a loyal, paying-on-time customer is …
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Trials and Pricing Math
The Difference Between an Introductory Price and a Free Trial (And Why the Math Changes)
by Rachel Kimby Rachel KimA discounted first year and a free trial both lure you in with a low number, but they behave completely …
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Household Budget Systems
How Many Streaming Services Can Your Household Actually Afford? A Simple Test
by Rachel Kimby Rachel KimThere’s no universal right number of streaming subscriptions. There’s just the number your household can afford without quietly funding services …
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Trials and Pricing Math
How to Ask for a Bill Credit Instead of a Discount (And Why It Works Differently)
by Rachel Kimby Rachel KimA discount lowers your rate going forward, but a bill credit shows up as a one-time reduction on your current …
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Subscription Audits
How to Spot Duplicate Subscriptions Across Apple, Google, and PayPal Billing
by Rachel Kimby Rachel KimThe same streaming or app subscription can quietly bill through three different platforms at once.
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Cancelling Cleanly
How to Cancel a Subscription That Only Offers a Phone Number
by Rachel Kimby Rachel KimA practical approach for services that hide the cancel button and route you straight to a call center.
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Cancelling Cleanly
The Difference Between Cancelling and Pausing (And Why Companies Blur the Line)
by Rachel Kimby Rachel KimA pause button often isn’t a cancellation, and the fine print explains why that distinction costs money.