If you moved, changed email providers, or switched phone numbers, a price increase notice may have gone somewhere you never see. Here’s how to …
Rachel Kim
Rachel Kim
Rachel tracks the ever-growing list of streaming services, app subscriptions, and digital memberships that quietly renew every month. She writes step-by-step guides for auditing what's actually being used versus paid for, and how to trim the list without losing what matters.
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Negotiating Recurring Bills
How to Use a Downgrade Threat Instead of a Cancellation Threat to Negotiate a Lower Bill
by Rachel Kimby Rachel KimThreatening to cancel isn’t your only leverage. Telling a company you’re about to downgrade to a cheaper tier can trigger …
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Price Increases and Your Rights
How to Set Up Bank and Card Alerts That Flag a Subscription Price Increase Before You’re Charged
by Rachel Kimby Rachel KimMost banks and card issuers can text or email you when a recurring charge changes amount, but the feature is …
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Negotiating Recurring Bills
How to Negotiate a Recurring Tutoring or Enrichment Class Subscription Before It Renews
by Rachel Kimby Rachel KimTutoring platforms, coding camps, and enrichment subscriptions often auto-renew at a higher rate than what first drew you in. Before …
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Retention Offers Explained
Why Some Retention Offers Are Only Available Once a Year, and How to Time Your Call
by Rachel Kimby Rachel KimMany companies cap how often a single account can receive a discount, which means calling at the wrong time can …
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Retention Offers Explained
Why Some Retention Offers Require You to Refer a Friend, and Whether It’s Worth the Trade
by Rachel Kimby Rachel KimInstead of a straight discount, some retention reps offer you a credit only if you get someone else to sign …
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Retention Offers Explained
Why Retention Offers Get Better or Worse Depending on How Long You’ve Been a Customer
by Rachel Kimby Rachel KimThe discount you’re offered when you try to cancel often depends less on your complaint and more on how long …
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Retention Offers Explained
Why Some Companies Offer You a Discount Before You Even Try to Cancel
by Rachel Kimby Rachel KimSome services flag you as a cancellation risk and dangle a discount before you’ve clicked anything, based on usage drop-off …
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Trials and Pricing Math
How to Calculate Whether Upgrading Your Subscription Tier Beats Paying for Individual Add-Ons
by Rachel Kimby Rachel KimMany services nudge you toward paying for extras one at a time instead of upgrading. Here’s the math for figuring …
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Trials and Pricing Math
How to Calculate the True Monthly Cost of a Subscription That Bills Quarterly
by Rachel Kimby Rachel KimQuarterly billing sits in an awkward middle ground between monthly and annual plans, and that gap makes it easy to …
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Trials and Pricing Math
How to Calculate Whether a ‘Pay What You Want’ or Name-Your-Price Subscription Actually Saves You Money
by Rachel Kimby Rachel KimName-your-price subscriptions feel generous, but the math can work against you if you’re not paying attention. Here’s how to figure …
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Retention Offers Explained
Why Retention Offers Ask You to Explain Why You’re Leaving, and How to Answer
by Rachel Kimby Rachel KimThat question about why you’re cancelling isn’t just curiosity. It’s a scripted branch point that decides which offer, if any, …