If you’ve ever used a health savings or flexible spending card for a wellness app, therapy subscription, or medical supply …
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Subscription Audits
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Negotiating Recurring Bills
How to Negotiate a Recurring Veterinary Wellness Plan Before It Renews at a Higher Rate
Veterinary wellness plans quietly auto-renew every year, often with a rate hike buried in the fine print. Here’s how to …
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PayPal often hides recurring charges behind its own settings menu instead of your bank or card statement. Here’s how to …
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Pest control contracts often auto-renew with quiet price bumps and locked-in visit schedules. Here’s how to review your service history, …
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Negotiating Recurring Bills
How to Negotiate a Satellite Radio Subscription Before It Renews at Full Price
Satellite radio subscriptions almost always jump from a steep promotional rate to full price after the first term. Here’s how …
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Subscription Audits
How to Audit Subscriptions Charged Directly to Your Mobile Phone Bill Instead of a Card
Carrier billing lets apps and services charge your phone bill instead of a card, which means those charges can hide …
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Subscription Audits
How to Audit Subscriptions That Appear on Your Statement Under a Confusing or Unfamiliar Merchant Name
Many recurring charges show up on your bank or card statement under a billing entity, parent company, or payment processor …
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Subscription Audits
How to Spot a Subscription That Quietly Charges You 13 Times a Year Instead of 12
Some subscriptions bill every 28 days instead of once a month, which means an extra charge sneaks in every year. …
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Some services slip you from a monthly plan into an annual one during a ‘plan update’ or renewal prompt, locking …
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Price Increases and Your Rights
How to Tell If a Price Increase Notice Was Sent to an Outdated Address or Email on File
by Rachel Kimby Rachel KimIf you moved, changed email providers, or switched phone numbers, a price increase notice may have gone somewhere you never …
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Retention Offers Explained
Why Some Retention Offers Only Apply to One Service in a Bundle, Not the Whole Bill
by Priya Santosby Priya SantosWhen you call to cancel a bundled plan, the discount you’re offered sometimes only covers one piece of it. Here’s …
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Subscription Audits
How to Audit Subscriptions Paid With Cryptocurrency or a Crypto Rewards Card
by Derek Osmanby Derek OsmanPaying for subscriptions with crypto or a crypto-linked rewards card can make charges harder to spot and track. Here’s how …