If you’ve ever used a health savings or flexible spending card for a wellness app, therapy subscription, or medical supply service, it’s easy to …
Megan Calloway
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Negotiating Recurring Bills
How to Negotiate a Recurring Veterinary Wellness Plan Before It Renews at a Higher Rate
Veterinary wellness plans quietly auto-renew every year, often with a rate hike buried in the fine print. Here’s how to …
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PayPal often hides recurring charges behind its own settings menu instead of your bank or card statement. Here’s how to …
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Pest control contracts often auto-renew with quiet price bumps and locked-in visit schedules. Here’s how to review your service history, …
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Negotiating Recurring Bills
How to Negotiate a Satellite Radio Subscription Before It Renews at Full Price
Satellite radio subscriptions almost always jump from a steep promotional rate to full price after the first term. Here’s how …
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Subscription Audits
How to Audit Subscriptions Charged Directly to Your Mobile Phone Bill Instead of a Card
Carrier billing lets apps and services charge your phone bill instead of a card, which means those charges can hide …
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Subscription Audits
How to Audit Subscriptions That Appear on Your Statement Under a Confusing or Unfamiliar Merchant Name
Many recurring charges show up on your bank or card statement under a billing entity, parent company, or payment processor …
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Subscription Audits
How to Spot a Subscription That Quietly Charges You 13 Times a Year Instead of 12
Some subscriptions bill every 28 days instead of once a month, which means an extra charge sneaks in every year. …
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Some services slip you from a monthly plan into an annual one during a ‘plan update’ or renewal prompt, locking …
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Cancelling Cleanly
How to Cancel a Subscription When the Only Cancellation Method Requires a Verification Video Call
Some companies now insist you appear on a live video call before they’ll process a cancellation. Here’s how to prepare, …
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Cancelling Cleanly
How to Cancel a Subscription Through Your Phone’s App Store Settings When the Company Won’t Let You
When a company’s website loops you through dead ends or hides the cancel button, your phone’s own subscription manager can …
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Subscription Audits
How to Audit Subscriptions You Signed Up for Through a Voice Assistant Like Alexa or Google Home
Voice-activated purchases skip the usual confirmation screens, which makes them easy to forget. Here’s how to find every subscription tied …